Your auto insurance rates are directly affected by your Nevada
Driving Record. Auto insurance companies will use your Nevada
Driving Record to determine risk and assess your auto insurance
premiums. The more demerits you accumulate, the less likely you
are to receive reasonable rates; in fact, you run the risk of being
denied auto insurance if your Nevada Driving Record is excessively
marred. Auto insurance companies will request a 3 to 5 year
history of your Nevada Driving Record, so be sure you have checked your
Driving Record for errors before shopping around.
Those drivers with a ‘clean’ Nevada Driving Record will see the lowest
auto insurance premiums and the most discounts. Those drivers
with demerits will be penalized with higher auto insurance premiums and
little or no access to discounts. If you are a driver who falls
into the latter category, it is recommended that you voluntarily enroll
in a Nevada Defensive Driving School, such as the one offered by
Driving University, to reduce your demerits and salvage at least a
portion of your Nevada Driving Record.
If you are a teenager or the parent of a teenager who is shopping
around for the best auto insurance rates, speak to representatives from
auto insurance agencies to determine if enrollment in a Nevada
Defensive Driving School will earn you auto insurance discounts.